Two private calculators — one built specifically for federal employees, one for professionals, entrepreneurs, and private-sector planners. No signup. No data stored. Run your numbers in minutes.
No data stored
Results in minutes
Works on any device
Completely free
Choose Your Calculator
Which Path Is Yours?
Not all retirement paths follow the same rules. Choose the calculator built for your situation.
Federal Employees
No. 01
Federal Employee Calculator
Built for the unique complexity of federal retirement — FERS pension, the Supplement, TSP, and Social Security calculated together with the rules only federal employees navigate.
FERS pension with High-3 salary calculation
FERS Supplement for pre-62 retirees
TSP balance growth & withdrawal modeling
Optional: IRA, HSA, and brokerage accounts
What-if: retire 2 years later scenario
PROFESSIONALS
No. 02
Professional Retirement Calculator
A complete retirement picture from every income source — 401(k), IRA, pension, Social Security, rental income, and more. For professionals building a multi-layered plan.
401(k), 403(b), and IRA projections
Pension & passive income modeling
Social Security timing analysis
Income gap & replacement ratio
Prioritized action roadmap
Our Approach
Run your numbers. Understand your path. Then let us walk alongside you with books, tools, and resources built for exactly where you are.